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Our Team

Thomas C Girardot
616.974.9710 ext. 101, tgirardot@ruqualified.com

With nearly 25 years of experience in the Finance and Mortgage industries, Tom fully understands what it takes to successfully navigate the mortgage loan process.

He also appreciates the opportunity to help guide people who may have thought they could not successfully get a loan to buy a home.

Using a wealth of knowledge and understanding about many of the intricacies within the industry, Tom is committed to helping match clients with the right mortgage program.

He remains dedicated to his many clients and will help you explore the many financing options available to you so that you can achieve your goal of homeownership, construction of your dream home or refinancing your current property.

NMLS#129888
Title | President, Senior Loan Officer
Military | United States Army Veteran
Experience | 24 years
Family | Lives in Belmont with wife Catherine and their 4 children
Interests | Running, Camping, Biking, Golf, Basketball
Education | Western Michigan University, Accounting, 2000; Rockford High School, 1994
Memberships | National Associations of Mortgage Brokers (NAMB), Michigan Mortgage Lenders Association, Rockford Chamber, Women’s Council of Realtors


Jeff Hulbert

616.974.9710 ext. 105, jeffh@ruqualified.com

Jeff brings with him a weatlh of knowledge and experience after working in the sales and customer service industries for over ten years. Working in the banking and mortgage industry for the past 4 years, Jeff focused much of his energy specializing in Reverse Mortgage programs. At Team Mortgage, Jeff assists clients seeking residential mortgage loans for new homes, new construction, reverse mortgages and refinancing.

NMLS # | 1107729
Title | Mortgage Loan Originator
Experience | 5 Years
Family | Single
Education | Davenport University
Interests | Playing hockey, lifting weights and spending time with family and friends


Kimberly Parker

616.974.9710 ext. 100, team@ruqualified.com

NMLS# | 1447120
Title | Loan Originator
Experience | 15 years
Family | Lives in Grand Rapids with her two cats
Education | Albion College, Political Science and Sociology, 1994; Delta Gamma Sorority
Interests | Spending time with family and friends, Hanging at the pool, anything outdoors, volunteering
Memberships | Leadership Grand Rapids, NMLS, MMLA
Community | Alzheimer’s Association Walk, Leadership Grand Rapids 2003


Kelly Hinkle

616.974.9710 ext. 107, kellyh@ruqualified.com

NMLS# | 1447137
Title | Loan Originator
Experience | 5 years
Family | Lives in Grand Rapids with her 2 sons, Dominic and Alex
Interests | Spending time with family on the lake, hanging with friends and playing with her boys


Portia Ghareeb

616.974.9710 ext. 113, portiag@ruqualified.com

Title | Office Administrator
Experience | 7 years
Family | Lives in Grand Rapids with her husband Mike and her 2 children Isaac and Alexis
Interests | Spending time with her family and friends, gardening, volunteering and hanging at their pool